* Gather information from you to see if you qualify for a “short payoff”.

* Present your new loan package to the lender in a way that will get their attention for a short refinance or (short payoff).

* Provide a market / neighborhood valuation for you and the lender to determine the current resale value of the home.

* The amount of “short payoff” will then be determined and we will present to you the new financing options.

* Our negotiators will work with the lender to underwrite a new loan so that you and your family can stay in your home.

* We will expedite a request to the county lowering your property taxes at the new market value.

* We will contact your home owner insurance to see if we can lower your annual payment based on the new market value.