Home Mortgage Experts is a mortgage banking firm that focuses on the best interest of the borrower, lender, and real estate market as a whole. In order to minimize borrower foreclosure, lender financial loss, and lender "owned" real estate inventory we negotiate with the lenders loss mitigation departments with the intention to help the borrower and lender agree on short refinancing, short payoffs, and negotiated and settled second liens.

Home Mortgage Experts is the front runner in these negotiations and mortgage lending and has assembled an experienced team of, loss mitigation negotiators, executives and loan processors to keep people in their homes and aid in the stabilization of the housing market.

If you are interested in short refinancing, short payoffs, negotiated and settled second liens please contact us at (858) 245-1062