ASK YOUR SELF THE FOLLOWING QUESTIONS:

* Has your home value "plummeted" over the last couple years?

* Are homes in your neighborhood selling for substantially less than you owe on yours?

* Have you thought about short selling or foreclosing and buying a new home later for half the price?

* Is your loan workout plan or modification agreement  just delaying the inevitable? 

* Are you one of those unlucky people who just bought their home at the wrong time?

* Is your goal to stay in your home that you love and worked so hard to afford?
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Home Mortgage Experts can help by utilizing its years of expertise and long standing relationships with lenders / servicers to negotiate for a "principal reduction" on your mortgage. We'll keep you in your home, and lower your mortgage payments with a new mortgage.


When you put your trust in us, you win!

*  You can relax by giving us authorization to handle the negotiations & re-qualifying process for a new loan.

*  You have our promise that someone is looking out for your best long term interest with your home.

*  You will stop overpaying your monthly mortgage payments  while your new neighbor is paying a lot less.

*  We will help lower your property taxes and your homeowners insurance premium when applicable.

*  Don't work with others that are overwhelmed and understaffed and don't have the right solution for you!


As the Federal Reserve Chairman, Ben Bernanke, stated "short refinancing" or "Principle Reduction" may be the banks best option in order to preserve home values in this turbulent market.
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Program Key Features: